Budgeting: Changing your philosophy about budgeting can help change your life.

If you’re like me, you probably woke up one day to find that you are heavy underwater with student loans, you are paying an exorbitant amount of money in rent, you live paycheck to paycheck and it feels like life flashes you by. I grew up in a household where money was always an issue and definitely did not have a good relationship with money and finances coming out of college. At my lowest point I realized that I wanted my life, and the life of my future children (still no children LOL) to be different than my own; I want to live comfortably, but mindfully. It took a lot of work to get to where I am today, and make no mistake, I am still on my journey. These are some things I learned throughout my journey that are necessary for long-lasting change

  1. You have to want change. If you are reading this, you already accomplished this! Woop woop! Like anything in life, you will not see progress unless you are committed to whatever you are trying to do.
  2. Change your habits. What most people do not understand is that our habits are who we are. For example, I am a healthy human being. I am not healthy because I eat a salad once per week, I am healthy because when given a choice between two options, I choose the healthier one 80% of the time. Similarly, you will not see your savings grow by putting 1000$ into a savings account once. You will however save money over time by saving 50$ each week and consistently choosing the most cost effective option.
  3. You will fail a lot. On my journey “on the money wagon”, I have “fallen off the wagon” several times and fell hard. You probably will too and that is okay. Perseverance and optimism are qualities that are not stressed enough in society anymore, and are especially necessary when trying to change a major part of yourself. As was said in Batman Begins, “Why do we fall Bruce? So we can learn to pick our selves up.”

I am so excited to share my journey with you! I also post videos on Youtube regarding this topic, feel free to take a look.

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